cotton on store card


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What's in it for you?

  • 6 Months Interest Free*
  • Plus vouchers for FREE Gear*
  • Up to 3 extra cards for Friends & Family
  • Affordable monthly instalment with flexible payment options: Revolving and 24 or 36 month budget plans (for purchases of R600 or more)
  • You can use your Cotton On Store Card at any Cotton On, Cotton On Kids, Cotton On Body, Rubi, Typo, Supre and Factorie stores.
  • Shop immediately and take that awesome look home today.
  • Exclusive offers and promotions.
  • Free SMS notification on all purchases for your security.
  • RCS Customer Protection Insurance, underwritten by Guardrisk, covers the following:
  • Customer Protection Insurance for your peace of mind includes
    • Death Cover (which covers your full outstanding balance
    • Permanent Disability Cover (which covers your full outstanding balance)
    • Temporary Disability Cover (which covers your outstanding balance up to an amount equal to 12 months of you instalments)
    • Loss of income cover (which covers your outstanding balance up to an amount equal to 6 months of your instalments)

How to apply for your Store Card:

  • Simply click here to apply and if your application is approved, we’ll send you an SMS to collect your card at the nearest Cotton On store.
  • Qualifying Criteria:
    • be 18 years or older
    • be employed and earn more than R1000 p/m
    • have a valid SA ID
    • bring your latest 3 months' payslips or bank statements

Click here to view the Store Card FAQ's

NCRCP 38 & FSP 44481 *Terms & Conditions apply.